Health Insurance Programs
Industry leader in collegiate athletics insurance solutions.
Top colleges and universities trust Cypress Risk Management with their protection needs.
We work with NCAA Division I, II, III, NAIA, and NJCAA clients to build customized plans that are tailored to meet the need of each of our clients.
Trust us for your Insurance Needs
We know insurance can be a burdensome line item in an athletic department’s budget. At Cypress Risk Management, we strive to find the best situation for your unique needs. By utilizing our specialized underwriting expertise and analyzing what is driving claim costs, we have the ability to pinpoint loss projections and deliver sound plan designs to stabilize your future insurance costs.
While there are a number of things to consider when selecting coverage, we make it as easy as possible for you to choose your optimal plan. Our extensive work with our carrier partners affords us unique insights in when customizing a plan that’s best for you.
Student Athlete Primary Insurance
athleticcare℠ by Cypress Risk Management is an ACA compliant health insurance program designed specifically for college athletes.
This unique program provides colleges and universities the ability to offer their athletes a comprehensive health insurance policy that includes benefits for intercollegiate athletic injuries.
When proof of primary insurance is a requirement to participate, athleticcare is there to fill the void for your athletes who need to enroll in a plan. Qualifying as essential health coverage, athleticcare takes the guesswork out of the validity of coverage, and guarantees your athletes will remain covered under the plan for the full duration of the school year.
Plan Highlights:
- Unlimited health benefits
- Intercollegiate sports benefits up to $25,000
- Ability to split premiums by semester
- National PPO network through Cigna PPO
- Hard-waiver enrollment process for athletes only
- Administration of the hard-waiver process provided
- Seamless coordination of claims between athleticcare and your Secondary Athletic Insurance policy
Secondary Athletic Insurance
Cypress Risk Management has a long history of providing customized insurance solutions for college athletic programs. We take time to listen to our clients in order to provide Basic Athletic Insurance that meets their coverage needs.
Cypress Risk Management offers:
- Ability to supply multiple carrier options
- Fully insured, aggregate deductible and complete self insurance programs
- Maximums up to $90,000 for NCAA institutions and $25,000 for NAIA schools, NJCAA, and 2-year institutions
- Deductibles at any level
- Coverage benefits include: expanded medical benefits, HMO/PPO benefits, heart and circulatory and pre-existing condition benefits, prospective student athlete (PSA), guest and recruit coverage
- High limit accident death and dismemberment
- Catastrophic cash benefits
- 24/7 on-line claims review and management
- Cheer, dance, and band coverage included
International Student Insurance
College campuses are quickly becoming global with more international students and student athletes joining classrooms every year.
If you’re looking for an international insurance plan, Cypress Risk Management can deliver a plan that fits your exact needs.
Whether you’re looking for coverage that protects international students studying in the United States or US students studying abroad, we can find the right coverage for every situation.
Cypress Risk Management offers:
- Medical maximums starting at $500,000 and up to unlimited coverage
- Coverage for intercollegiate athletics
- Medical evacuation
- Medical repatriation
- Emergency reunion
- Maternity and mental health coverage
- Prescription coverage
- Affordable Care Act compliant plans
Collegiate Catastrophic Insurance
It’s always important to prepare for the worst-case scenario. With rising medical and deductible costs, a terrible accident could leave your college or university vulnerable unless you have a catastrophic medical plan.
Cypress Risk Management offers:
- $25,000 deductible
- 5-year or 10-year benefit options
- Catastrophic maximums from $1,000,000 to $5,000,000
- Defined benefits
- Customizable plans