Everyone is exposed to risk. The cornerstone to any successful and sustainable insurance solution is an understanding of the risk that is specific to your organization. Traditional approaches apply insurance coverage, and a premium cost, to match the exposure to the underwriting carrier’s assumption of that risk. Medical inflation is an example of what occurs within the marketplace when the two are racing down the same road trying to outrun each other.
Cypress works with our clients to identify specific risk components: what is the risk, where the risk resides, how great is that risk and what measures can be applied that will positively impact your loss experience. Loss prevention is a long-standing business concept. Our approach, summarized within The Cypress Report, analyzes your historical claim data in key categories that help us, and you, develop alternatives and strategies that mitigate your organization’s exposure, but more importantly, the individuals who are susceptible to the risk.
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